Terms of Use
Last updated: August 2026
These terms govern your use of the hawk-reach website and services. By accessing our website or enrolling in our programmes, you agree to these terms.
About Our Services
hawk-reach provides financial education courses and workshops for individuals of various ages. Our services are educational in nature and do not constitute regulated financial advice. We do not hold authorisation from the Financial Conduct Authority to provide investment advice or recommendations.
Website Use
You may use this website for lawful purposes related to exploring our educational services. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorised access to any part of the website or its systems
- Transmit any harmful code or interfere with website functionality
- Copy, reproduce, or redistribute website content without permission
Course Enrolment
Course registrations are subject to availability and confirmation by our admissions team. Payment of course fees confirms your place and your agreement to these terms. Specific course terms, including schedules and materials, will be provided upon enrolment.
Cancellation and Refunds
Cancellation requests must be submitted in writing to [email protected].
- Cancellations more than 14 days before course start: full refund
- Cancellations 7-14 days before course start: 50% refund
- Cancellations less than 7 days before course start: no refund
We reserve the right to cancel or reschedule courses due to insufficient enrolment or unforeseen circumstances. In such cases, enrolled participants will receive full refunds or the option to transfer to an alternative date.
Intellectual Property
All content on this website, including text, images, logos, and course materials, is the property of hawk-reach or its licensors. Course materials provided to enrolled students are for personal educational use only and may not be reproduced, distributed, or used commercially without written permission.
Educational Disclaimer
Our courses provide general financial education. Content is designed to improve financial literacy and understanding but should not be interpreted as personalised advice for your specific circumstances. We recommend consulting qualified professionals for decisions regarding investments, pensions, mortgages, or other financial products.
Learning outcomes vary based on individual engagement with course materials and application of concepts learned. We do not guarantee specific financial results from completing our programmes.
Limitation of Liability
To the fullest extent permitted by law, hawk-reach shall not be liable for:
- Any indirect, incidental, or consequential damages arising from use of our services
- Financial decisions made based on general educational content
- Loss of data or business interruption
- Actions of third parties
Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
Links to Other Websites
Our website may contain links to external sites for informational purposes. We are not responsible for the content, privacy practices, or availability of linked websites. Inclusion of links does not imply endorsement.
Changes to Terms
We may update these terms from time to time. Continued use of our website or services after changes constitutes acceptance of the revised terms.
Governing Law
These terms are governed by the laws of Scotland. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the Scottish courts.
Contact
Questions about these terms should be directed to:
hawk-reach Financial Education
42 Charlotte Square
Edinburgh EH2 4HQ
[email protected]